Industries · Payments & fintech

Compliance that keeps up with instant payments.

Onboard merchants and users, screen every payment in real time, and clear the queue without taxing your team — Detekta runs the full payments-compliance stack, orchestrated to the best provider, across PIX, cards, wallets and every jurisdiction you operate in.

detekta · payment screening live
Payment · BRL 12,400 · PIX
payer → beneficiary · instant
Payer KYCverified & monitoredverified
Beneficiarysanctions · PEP · adverse mediaclear
Monitoringreal-time AML risk score0.08 low
Decisionrouted · best-providercleared
screening…no hold on the rail
What payments compliance demands

Bank-grade obligations, fintech-grade speed.

You verify both sides of every transaction, monitor instant rails, and answer to a regulator — without a hold that costs you the customer.

🏪

Merchant onboarding

Verify the business and its real owner before it processes a cent — KYB resolved to the UBO.

KYB · UBO
🪪

User onboarding

Fast KYC at sign-up, routed to the provider with the best pass rate for each market.

KYC · IDV · liveness
📡

Real-time monitoring

Score every payment as it moves — alerts bundled into cases, not a flat feed of noise.

AML · real-time
🚫

Sanctions & PEP

Every party on every leg screened against global and local lists, re-consulted continuously.

OFAC · COAF · local
🔁

Perpetual KYC

Re-screen customers and merchants for life — not a one-time check at onboarding.

pKYC · ongoing
🛡️

Fraud & chargebacks

Catch mules, synthetic identities and first-party fraud before they hit your loss line.

fraud · mule · ATO
One platform, every rail

Your whole payments stack, orchestrated.

Detekta sits above your verification, screening and monitoring vendors — routing each check to whoever's best, and unifying it into one decision and one trail.

Merchant & user onboarding

orchestration
Best-provider KYB and KYC per document and country — the highest pass rate, every market.
Orchestration →

Real-time monitoring

AML
Every payment scored live; related alerts bundled into one case by pattern.
Monitoring →

Sanctions · PEP · media

screening
Counterparty screening on every leg, global and local, continuously re-consulted.
Screening →

Agentic investigations

decide
Agents work the case end to end and draft the SAR — your team only signs.
Investigations →

Account intelligence

grow
Turn the compliance graph into upsell signal on every merchant you serve.
Account intel →

Obligations & filings

defend
BACEN/COAF, AUSTRAC, AMLD6 tracked per jurisdiction — examiner-ready on demand.
Compliance hub →
The false-positive tax

Stop paying your team to chase noise.

Rules-only monitoring buries analysts in alerts that go nowhere. Detekta layers an ML risk model on your rules and bundles related alerts into cases — so the queue your team actually works is a fraction of the size, and a real signal doesn't drown.

Rules-only monitoringnoise
+ ML risk scoring−60%
+ Alert bundling into cases−93%
Built for instant rails

The rail won't wait. Neither do we.

Real-time

Screening at PIX and instant-payment speed — no hold sitting between a customer and their money.

🌍

Every jurisdiction

Rules and provider routing configured per region as you expand across borders.

🤖

Agents do the volume

The bulk of checks resolve autonomously — your team works the sharp exceptions only.

Detect. Decide. Defend.

Bring a day of your payment flow.

We'll run it live — onboarding, monitoring, screening — and show you the queue collapse into the cases that matter.